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You can work with a debt counselor to help you consolidate your debt, lower your interest rates on credit card debt, and set up monthly payments to pay off your obligations over three to five years. If you are unable to resolve your debt without filing for bankruptcy, debt counseling may help you avoid the […]

Getting debt help is possible. There are many sources that offer debt assistance, such as nonprofit organizations, banks, and government agencies. Even legal firms can offer free bankruptcy advice to low-income people. These programs benefit both you and your lender. To begin tackling your debt, you need to determine where you’re spending money, what you […]